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Motor vehicle claims after an accident can be a lengthy and often times confusing process. Knowing what your responsibilities are and how to proceed after becoming involved in a collision can go a long way to making sure you get all the compensation you are entitled to for damages and injuries.
What to do After an Accident
Immediately following a motor vehicle accident, you have certain obligations you need to take care of. First of is to ensure that the accident is reported to the local police department. If you are involved in a minor accident and it doesn't appear to be much in the way of damages, it is still advisable to report the incident to the police. You can never be sure of what damages lay beneath the vehicle covering, and what you can't see is often what will be the most costly. For accidents involving major damage, the police will likely attend the scene. In this case, the police will make a report at the scene, and you can obtain a copy of this for your records and insurance claims. You should definitely call for emergency services if you are injured in any way, no matter how minor you may think it is at the time. Immediately following an accident, it isn't uncommon to go into various stages of shock which could possibly mask the pain from serious injuries. Seek medical attention as soon as you are able to following an accident. It becomes more difficult to prove the cause of injuries after time has passed so it is best to document all injuries as soon as they occur. After you have reported the incident, and sought medical attention for your injuries, your next step is to notify your insurance company. Most insurers require that you file a claim within seven days following an accident. After this time, it is possible for your insurer to deny your claim. If you are unsure of how to proceed with the claims process, there is help available to you. Personal injury and motor vehicle accident lawyers are experts in this field. These specially trained attorneys deal exclusively with motor vehicle accidents, injuries, insurance and the claims and litigation process. They work alongside a network of other professionals to ensure you get all the help and compensation you need.
Get the Right Information
If you become involved in an accident, it is important to obtain the personal and insurance information for all parties involved, regardless of initial assessment of fault. In provinces such as Ontario, no-fault insurance gives an individual the ability to file a claim through their own insurer. You are still required to get all of the information from the other drivers and provide this to the police as well as your insurer. There might be benefits you are able to claim through the other motorists' insurer and without the information, it will be impossible to make this claim. The motor vehicle claims process can be difficult. Make it easier with the help of a trusted personal injury and motor vehicle lawyer. They will work with you to get you all the compensation you need.
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